Your Dutch IBAN.
123 Money gives you a personal account with an IBAN that starts with NL, for your salary, rent, insurance, subscriptions and everyday payments.
What you get
NL IBAN
Receive your salary and pay rent, bills and the tax office like with any Dutch account.
Debit card
A card for shops, online purchases and mobile payments.
App in your language
29 languages, including right-to-left languages such as Arabic and Persian.
iDEAL
Pay Dutch webshops and payment requests with iDEAL.
Real-time overview
See every payment instantly, sorted into clear categories.
Help that understands you
Support from people who know what it is like to be new in the Netherlands.
The features shown are planned and may change before launch.
Who is it for?
Students, expats, knowledge migrants, refugees with a residence permit, and anyone who wants a simple account in their own language.
What will you need?
- A valid passport or residence document
- An address in the Netherlands
- A smartphone
The exact requirements depend on the identity checks of our licensed partner and will be published before launch.
Be among the first
Join the waitlist and we will let you know as soon as 123 Money and 123 Pay open.