Frequently asked questions

When will 123 Money and 123 Pay launch?

We are preparing the launch together with a licensed partner. Join the waitlist and you will be the first to know.

Is 123 Money a bank?

No. 123-NL B.V. is not a bank and does not currently provide payment services. Accounts and payments will be provided by a licensed European financial institution, and your money will be held under its supervision.

Will I get a Dutch IBAN?

Yes. The plan is that every 123 Money account gets an IBAN that starts with NL.

Can I open an account without a BSN?

That depends on the identity checks of our licensed partner. We are working to make it as easy as possible for newcomers and will publish the exact requirements before launch.

What does it cost?

Prices will be published before launch. Our goal is clear, fair fees without hidden costs.

Which languages are supported?

The website, the app and support will be available in 29 languages.

Is joining the waitlist free?

Yes. Joining is free and without obligation. You can ask us to delete your details at any time.

Be among the first

Join the waitlist and we will let you know as soon as 123 Money and 123 Pay open.

Join the waitlist