:root{
  --navy:#0f1f3f;
  --navy-2:#1b3263;
  --green:#2e7d32;
  --green-dark:#24642a;
  --ink:#16202c;
  --muted:#5a6676;
  --line:#e3e8ef;
  --bg:#ffffff;
  --bg-alt:#f3f7f4;
  --radius:16px;
  --wrap:1120px;
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,"Noto Sans","Noto Sans Arabic","Noto Sans Ethiopic","Noto Sans Devanagari",Tahoma,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
[dir="rtl"] body{font-family:"Vazirmatn","Noto Sans Arabic","Segoe UI",Tahoma,var(--font)}
img,svg{display:block}
a{color:var(--navy-2)}
h1,h2,h3{line-height:1.2;margin:0 0 .6em;color:var(--navy);letter-spacing:-.01em}
h1{font-size:clamp(2rem,6.4vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.45rem,3.4vw,2rem);font-weight:750}
h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.narrow{max-width:720px}
.center{text-align:center}
.center .btn{margin-top:.5rem}

/* Header */
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:20px;height:68px}
.logo{display:inline-flex;align-items:center;text-decoration:none;direction:ltr;flex:none}
.logo img{height:38px;width:auto}
.logo-mark{display:inline-grid;place-items:center;background:var(--navy);color:#fff;border-radius:9px;padding:3px 7px;font-size:.95rem;font-weight:800;letter-spacing:.02em}
.logo-light{color:#fff}.logo-light .logo-mark{background:var(--green)}
.main-nav{display:flex;gap:4px;margin-inline-start:12px}
.main-nav a{text-decoration:none;color:var(--ink);padding:8px 12px;border-radius:10px;font-weight:550;font-size:.97rem;white-space:nowrap}
.main-nav a:hover{background:var(--bg-alt)}
.main-nav a[aria-current="page"]{color:var(--green-dark)}
.header-actions{margin-inline-start:auto;display:flex;align-items:center;gap:10px}
.lang-btn,.menu-btn,.close-btn{font:inherit;border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:10px;height:40px;display:inline-flex;align-items:center;gap:6px;padding:0 12px;cursor:pointer;font-weight:650;font-size:.9rem}
.lang-btn:hover,.menu-btn:hover{border-color:#c9d2de}
.menu-btn{display:none;padding:0 9px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:0 26px;border-radius:12px;background:var(--green);color:#fff;text-decoration:none;font-weight:700;border:0;font:inherit;font-weight:700;cursor:pointer;transition:background .15s}
.btn:hover{background:var(--green-dark)}
.btn-small{min-height:40px;padding:0 16px;font-size:.92rem;white-space:nowrap}
.btn-ghost{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--line)}
.btn-ghost:hover{background:var(--bg-alt)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:#e8f3e9}
.btn-block{width:100%}

/* Panels (mobile menu, language) */
.panel{position:fixed;inset:0;z-index:50;background:rgba(11,34,64,.45);display:flex;justify-content:flex-end}
.panel[hidden]{display:none}
.panel-inner{background:#fff;width:min(420px,100%);height:100%;overflow-y:auto;padding:18px 20px 28px;box-shadow:-10px 0 40px rgba(0,0,0,.15)}
.panel-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px}
.panel-title{font-weight:800;color:var(--navy);font-size:1.15rem}
.close-btn{font-size:1.5rem;line-height:1;width:40px;justify-content:center;padding:0}
.mobile-nav{display:flex;flex-direction:column;margin-bottom:18px}
.mobile-nav a,.mobile-lang{display:block;text-align:start;padding:14px 4px;border:0;border-bottom:1px solid var(--line);background:none;font:inherit;font-size:1.05rem;font-weight:600;color:var(--ink);text-decoration:none;cursor:pointer;width:100%}
.lang-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:8px}
.lang-grid .full{grid-column:1/-1}
.lang-grid a{display:block;padding:11px 12px;border:1px solid var(--line);border-radius:10px;text-decoration:none;color:var(--ink);font-weight:550;text-align:center;font-size:.98rem}
.lang-grid a:hover{border-color:var(--green)}
.lang-grid a[aria-current="true"]{border-color:var(--green);background:#e8f3e9;color:var(--green-dark)}

/* Hero */
.hero{background:linear-gradient(180deg,#f2f6fb 0%,#fff 100%);padding:64px 0 56px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero-narrow{max-width:780px}
.hero h1{white-space:nowrap}
.hero-copy,.hero-narrow,.hero-grid>*{min-width:0}
h1,h2,h3{overflow-wrap:break-word;hyphens:auto}
.lead{font-size:1.17rem;color:var(--muted);max-width:40em}
.badge{display:inline-block;background:#e8f3e9;color:var(--green-dark);font-weight:700;font-size:.85rem;padding:6px 12px;border-radius:999px;margin-bottom:18px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}

.hero-visual{display:flex;justify-content:center}
.account-card{width:100%;max-width:380px;aspect-ratio:1.586;border-radius:22px;padding:24px;color:#fff;background:linear-gradient(135deg,#0f1f3f 0%,#1b3263 60%,#24467f 100%);box-shadow:0 24px 50px rgba(11,34,64,.28);display:flex;flex-direction:column;direction:ltr}
.card-top{display:flex;align-items:center}
.card-top img{height:32px;width:auto}
.card-label{margin-top:auto;font-size:.75rem;letter-spacing:.14em;opacity:.7}
.card-iban{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:1.25rem;letter-spacing:.06em;margin-top:2px}
.card-bottom{display:flex;align-items:center;justify-content:space-between;margin-top:18px}
.chip{width:40px;height:30px;border-radius:7px;background:linear-gradient(135deg,#f4d58d,#c9a24b)}
.card-soon{font-size:.8rem;opacity:.8}

/* Sections */
.section{padding:64px 0}
.section-alt{background:var(--bg-alt)}
.page-top{padding-top:56px}
.grid{display:grid;gap:18px;margin-top:8px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.feature{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.feature p{color:var(--muted);margin:0}
.section-alt .feature{border-color:transparent}
.note{color:var(--muted);font-size:.92rem;margin-top:18px}

.products{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.product{display:block;text-decoration:none;color:#fff;background:var(--navy);border-radius:20px;padding:30px}
.product-pay{background:var(--green-dark)}
.product-name{display:block;font-size:1.6rem;font-weight:800;margin-bottom:8px;direction:ltr;text-align:start}
.product p{color:rgba(255,255,255,.86)}
.arrow-link{font-weight:700;text-decoration:underline;text-underline-offset:4px}

.steps{list-style:none;margin:8px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.steps li{display:flex;gap:14px;align-items:flex-start}
.steps p{color:var(--muted);margin:0}
.step-num{flex:none;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}

.two-col{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.checks{list-style:none;padding:0;margin:0 0 8px}
.checks li{position:relative;padding-inline-start:30px;margin-bottom:10px}
.checks li::before{content:"✓";position:absolute;inset-inline-start:0;top:0;color:var(--green);font-weight:800}

/* CTA */
.cta-section{padding:0 0 72px}
.cta-card{display:flex;align-items:center;justify-content:space-between;gap:28px;background:#e8f3e9;border-radius:24px;padding:40px 44px}
.cta-card h2{margin-bottom:.3em}
.cta-card p{color:var(--muted);margin:0;max-width:46em}
.cta-card .btn{flex:none}
.section-alt+.cta-section{padding-top:72px}

/* FAQ */
.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{cursor:pointer;list-style:none;font-weight:700;color:var(--navy);padding:16px 0;padding-inline-end:32px;position:relative;font-size:1.06rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;inset-inline-end:4px;top:12px;font-size:1.5rem;font-weight:500;color:var(--green)}
.faq details[open] summary::after{content:"−"}
.faq details p{color:var(--muted)}

/* About */
.contact-card{background:var(--bg-alt);border-radius:var(--radius);padding:28px}
.contact-card dl{margin:0}
.contact-card dt{font-weight:700;color:var(--navy);margin-top:14px}
.contact-card dd{margin:2px 0 0}
[dir="rtl"] .contact-card dd[dir="ltr"]{text-align:right}

/* Form */
.form{margin-top:24px;display:grid;gap:18px}
.field{display:grid;gap:6px;border:0;padding:0;margin:0}
.field>span,.field legend{font-weight:700;color:var(--navy);padding:0;margin-bottom:6px}
.field input[type=text],.field input[type=email]{font:inherit;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;width:100%}
.field input:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(46,125,50,.18)}
[dir="rtl"] input[type=email]{text-align:right}
.choice{display:flex;gap:10px;align-items:flex-start;padding:10px 0;cursor:pointer}
.choice input{margin-top:5px;accent-color:var(--green);width:18px;height:18px;flex:none}
.inline-choices{display:flex;gap:28px}
.consent{color:var(--muted);font-size:.95rem}
.hp{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.tick{width:64px;height:64px;margin:0 auto 18px;border-radius:50%;background:#e8f3e9;color:var(--green);display:grid;place-items:center;font-size:2rem;font-weight:800}
.prose h2{font-size:1.25rem;margin-top:1.6em}

/* Footer */
.site-footer{background:var(--navy);color:rgba(255,255,255,.78);padding:64px 0 32px;font-size:.95rem}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:40px}
.footer-brand .logo img{height:44px}
.footer-tagline{margin:18px 0 22px;max-width:28em;line-height:1.6}
.footer-cta{background:var(--green)}
.footer-col{display:flex;flex-direction:column;gap:12px;align-items:flex-start}
.footer-col a,.footer-lang{color:#fff;text-decoration:none;font:inherit;background:none;border:0;padding:0;cursor:pointer;display:inline-flex;align-items:center;gap:8px}
.footer-col a:hover,.footer-lang:hover{color:#9fd8a3}
.footer-label{font-weight:700;color:#fff;margin-bottom:2px}
.footer-address{color:rgba(255,255,255,.6)}
[dir="rtl"] .footer-contact a,[dir="rtl"] .footer-address{text-align:right}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:24px}
.footer-disclaimer{font-size:.88rem;color:rgba(255,255,255,.62);max-width:62em}
.footer-legal{font-size:.85rem;color:rgba(255,255,255,.5);margin:0}
[dir="rtl"] .footer-legal{text-align:right}

/* Responsive */
@media (max-width:1000px){
  .main-nav{display:none}
  .menu-btn{display:inline-flex}
  .grid-4{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:820px){
  .hero{padding:40px 0 44px}
  .hero-grid,.two-col,.products{grid-template-columns:1fr;gap:28px}
  .grid-3,.steps{grid-template-columns:1fr}
  .cta-card{flex-direction:column;align-items:stretch;padding:32px 24px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
  .footer-brand{grid-column:1/-1}
  .cta-section{padding-bottom:48px}
  .section{padding:48px 0}
}
@media (max-width:560px){
  body{font-size:16px}
  .header-cta{display:none}
  .grid-4{grid-template-columns:1fr}
  .actions .btn{flex:1 1 100%}
  .account-card{max-width:340px}
  .logo img{height:32px}
}
.footer-col{min-width:0}
.footer-lang{text-align:start;overflow-wrap:anywhere}
.footer-lang svg{flex:none}